Serve with warm tortilla chips
1st Layer: Cook ground beef and drain. Add taco mix and refried beans and stir together. Spread on serving platter.
2nd Layer: In separate bowl, blend together cream cheese and sour cream. Drop by tablespoon onto ground beef mixture.
3rd Layer: Drop salsa by teaspoonful onto cream cheese mixture.
4th Layer: Sprinkle shredded Cheddar cheese over top to cover.
Please note that some ingredients and brands may not be available in every store.